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Predictive Modeling – Important Questions that CUs Need to Ask
Published in Lending, Lending Insights
As you know, the new CECL guidance calls for estimating life of loan losses for the ALLL reserve. “Life of Loan” — just three simple words — but its implementation is anything but simple. Many factors within your portfolio can, and often do, affect loss estimates. For example, the age of the loan, borrower’s credit…